Save the halal way.
Earn through profit sharing.
Haqpay invests your savings into halal businesses. You earn returns through profit sharing — no interest, no riba, ever.
Why Nigerians trust Haqpay
Built for real people, with real needs.
Shariah-Compliant
No interest (riba), ever. Your savings are invested in halal businesses approved by Islamic scholars.
Earn Through Profit Sharing
We invest your savings into halal businesses and share the profits with you — the Islamic way of growing wealth.
Lock Your Savings
Set a savings goal and lock your money away until you reach it. Build discipline and stay on track.
Simple for Everyone
Designed for everyday Nigerians. If you can use WhatsApp, you can use Haqpay.
How it works
Three easy steps to start growing your money the halal way
Download the app
Get Haqpay free on Google Play Store or Apple App Store. It takes less than a minute to get started.
Set your savings goal
Choose what you're saving for — rent, school fees, or a new phone. Pick your amount and how long to save.
We invest, you earn
Haqpay puts your savings to work in halal businesses. When the business profits, you get your share — the Islamic way.
Real people. Real profits.
Hear what our community is saying
“I saved ₦50,000 for my daughter's school fees in 3 months. I also earned profit on my savings — all halal. I recommend Haqpay to everyone.”
Fatima A.
Kano
“Before Haqpay, I could never hold onto money long enough. Now I save regularly and earn profit sharing returns — no interest involved. It's a blessing!”
Musa B.
Kaduna
“What I love most is that my money is invested in real halal businesses. I'm not just saving — I'm growing my wealth the right way.”
Hauwa I.
Abuja
Common questions
Got questions? We've got answers.